Loan Management Solution
PRODUCT OVERVIEW
Speridian’s Loan Management Solutions is a comprehensive, integrated, customizable, browsed based solution. This is designed to manage the complete lifecycle of loan (LAP (Co-Lending), Home Loan , Business Loan, Personal Loan, Gold Loan, Vehicle Finance, Supply Chain Finance). It enables consumers to quickly implement custom-made products and automate their business processes, thus improving overall operational efficiency. Speridian creates a consistent, seamless digital borrower experience for large multinational corporations, mid-sized and small business customers, and consumers.
KEY FEATURES
Complete Business Control
Robust system architecture handles automation and adapts to product requirements with an embedded rules engine
Regulatory Compliance
Government regulatory requirements and statutory reports are automated and delivered in a timely, accurate manner
360 Degree Customer View
Financial institution will be able to track all relationships and facilities for each customer on a single platform
User Based Work Engine
User-based workflows automate processes, eliminating duplicate work and printing/mailing of documents
Modification to Existing Loans
Enables easy modification to existing lends
Operational Efficiency
Straight through and bulk processing capabilities and API stack for digital loan servicing
Flexibility
Client can define various types of transaction and allocation priorities along with multiple configurations
Flexible Repayment Frequency
Daily, weekly, and bi-weekly repayment frequencies supported for both, single and multiple disbursals
Value Added Products
Offer loan and value-added products to reduce operational costs and increase profit margin
Collateral Linking
Provision to link an existing collateral to an active or closed loan
LOAN MANAGEMENT
SOLUTIONS BENEFITS
