It has become imperative for banks to manage delinquent loans efficiently and maximize successful loan recovery in a cost-effective manner to sustain profitability. A good NPA management solution will do the brute work of sorting through the entire loan database, identify probable NPAs and create workflows for efficient recovery of the problematic loans.

Neptune- NPA Mitigation tool, is a unique solution that monitors, tracks and tackles loan overdue to enhance our control over NPA and loan overdue. Neptune utilizes reports from legacy CBS that lack native NPA management support and creates a complete NPA solution package.

• NPA and associated Report Generation – generation of requirement specific reports
• Contact and Retrieval Workbench with Commitment Tracking – Contact procedures for loan retrieval and tracking progress of borrowers based on the commitment and alerts
• NPA Dashboards displaying various parameters pertaining to NPA